Mohd Zain Z, Ahmad Atory NA, Hanafi SA. Determinants of household debt in Malaysia from the year 2010 to 2017. ABRIJ [Internet]. 2024 Dec. 23 [cited 2025 Jan. 8];5(2):91-101. Available from: https://journal.uitm.edu.my/ojs/index.php/Abrij/article/view/4152