Mohd Zain, Z., A. A. Jusoh, . R. I. Safinaz Munir, and L. Putit. “Drivers of E-Commerce Adoption Amongst Small &Amp; Medium Sized Enterprises (SMEs) in the Services Sector”. Journal of International Business, Economics and Entrepreneurship, vol. 5, no. 1, June 2020, p. 50, doi:10.24191/jibe.v5i1.14292.