Zulkefli, Zulaikha, Norizan Anwar, Mohd Rafiz Salji, and Yohannes Kurniawan. 2025. “RFID in Payment Systems: The Implementation and Ramifications”. Journal of Information and Knowledge Management 15 (SI2):339-46. https://doi.org/10.24191/jikm.v15iSI2.8269.