Factors Influencing Comprehensive Will-Writing Intentions among Malaysian Muslims: The Moderating Role of Gender

Abstract

A will is one of the instruments of estate planning available to Muslims in Malaysia. It can expedite the distribution of an estate to heirs when the testator appoints a trusted individual to manage the estate after their death. However, it is estimated that 90% of the Muslim community in Malaysia does not have a will, which can lead to complications in property distribution after the owner's passing. Many misunderstandings arise within families following the death of a family member. Therefore, this study analyzes the influence of attitude, education, knowledge, and the perceived importance of a will on the intention to write a comprehensive will. Additionally, it examines the moderating role of gender. Gender, in this context, is considered based on several aspects and characteristics that differentiate men and women, including behaviour, values, emotions, mental attributes, and roles. The study employs a quantitative cross-sectional survey design, with the sample comprising 120 clients of al-Kahfi's consultancy. Data were analyzed using Pearson correlation and hierarchical linear regression. The findings revealed significant relationships between attitude, education and knowledge, the perceived importance of a will, and the intention to write a comprehensive will. Furthermore, the regression results indicated that gender moderates the relationship between attitude and the intention to write a comprehensive will. Therefore, public education and awareness initiatives must be implemented to promote will-writing among Muslims in Malaysia.